Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
Your honesty, friendship that occurred from working with you.
Dale and Dawn Wordebaugh
Very friendly and helpful!
Frank & Margery Beer
Very efficient and friendly!! A Great Realtor!
Robert Flaig
A good experience!
Donald Knutsen
Professionalism, courtesy and thoroughness are the best words to describe Jody!
Wanda Anderson
"You were just great!"
"We would definitely call you if we were selling or buying a place again!"
Bill and Terrie Scott
She Is the A+++ in our Book!
...Until we met Jody Saylor from Lake Realty, she made us feel very comfortable, kept us informed, worked very hard right from the start.
Brent & Kim Huckey
Superior Service!
You certainly made our move much smoother than what would have been without you.
Jeremy and Michelle Winegard
Thank you!
I was very happy with her services.
The Shipmans
Thank you, Thank you!
Thank you, thank you, thank you for all your help and effort in our behalf.
Bernie & Iris Kerman
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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