Gold Canyon, Mesa and Superstition Mountain real estate and homes for sale in Arizona, Golf Course Property, Condos - Jody Sayler, REALTOR® Jody Sayler REALTOR(r) for Gold Canyon, Mesa and Superstition Mountain, Arizona real estate, Golf Course Property, Condos - NUMBER1EXPERT™ Jody Sayler NUMBER1EXPERT(tm) for Gold Canyon, Mesa and Superstition Mountain, Arizona real estate, Golf Course Property, Condos
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Jody Sayler, REALTORŪ, real estate agent and broker for Gold Canyon, Mesa and Superstition Mountain Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)


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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where is the world's largest mud building?

A 
The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season.
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Jody Sayler, REALTORŪ, real estate agent and broker for Gold Canyon, Mesa and Superstition Mountain Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Jody Sayler
Keller Williams Integrity First Real Estate

6756 S Kings Ranch Rd #2
Gold Canyon, AZ 85218
Office: 480-983-3606
FAX: 800-605-3858
Email: Jody@RealEstatewithJody.com

If you are considering buying or selling your home in the East Valley communities of Mesa, Apache Junction, Queen Creek, or Gold Canyon, call me for all your real estate needs. My goal is to help you sell or obtain your dream home nestled near the majestic Superstition Mountains. Call me to visit some of the most beautiful homes and views that southwest AZ has to offer - all within a 5-30 minute drive to some of the most exquisite golf courses that AZ has to offer.

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